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Credit Authorizers, Checkers, and Clerk resume example

A resume for a Credit Authorizers, Checkers, and Clerk needs to show the work itself: authorize credit charges against customers' accounts. Day to day that means work like this: keep records of customers' charges and payments; compile and analyze credit information gathered by investigation. Recruiters and applicant tracking systems both read for the tasks and tools this role actually involves, so the strongest resume names them in your own experience rather than describing the job in the abstract. Below are the tasks O*NET records for this occupation, the software and tools it uses, the titles it is advertised under, and the skills worth naming if they are genuinely yours.

Also advertised as

The same job is posted under many titles. Searching only your own job title hides most of the openings you could apply to.

  • Commercial Credit Reviewer
  • Credit Investigator
  • Credit Processor
  • Credit Representative
  • Commercial Loan Reviewer
  • Accounts Receivable Coordinator
  • Authorizer
  • Branch Processor
  • Call Out Operator
  • Charge Authorizer
  • Collector
  • Commercial Credit Advisor
  • Commercial Credit Analyst
  • Commercial Credit Officer
  • Commercial Processor
  • Consumer Credit Analyst
  • Controller
  • Credit Adjuster

O*NET records 40 titles for this occupation in total.

What this work actually involves

Tasks recorded for this occupation, in O*NET's words. If your experience covers one of these, it belongs on your resume in your own words.

  • Keep records of customers' charges and payments.
  • Compile and analyze credit information gathered by investigation.
  • Obtain information about potential creditors from banks, credit bureaus, and other credit services, and provide reciprocal information if requested.
  • Interview credit applicants by telephone or in person to obtain personal and financial data needed to complete credit report.
  • Evaluate customers' computerized credit records and payment histories to decide whether to approve new credit, based on predetermined standards.
  • File sales slips in customers' ledgers for billing purposes.
  • Receive charge slips or credit applications by mail, or receive information from salespeople or merchants by telephone.
  • Mail charge statements to customers.
  • Examine city directories and public records to verify residence property ownership, bankruptcies, liens, arrest record, or unpaid taxes of applicants.
  • Relay credit report information to subscribers by mail or by telephone.
  • Prepare credit cards or charge account plates.
  • Call customers to collect payment on delinquent accounts.

16 tasks are recorded in total; these are the most central.

Example bullets for this role

Built from this occupation's own tasks. The brackets stay empty on purpose: we will not invent a number for you, and a fabricated metric is the fastest way to lose an interview you had already won.

  • Keep records of customers' charges and payments, for [who or what it served], at [what volume].
  • Compile and analyze credit information gathered by investigation, for [who or what it served], at [what volume].
  • Obtain information about potential creditors from banks, credit bureaus, and other credit services, and provide reciprocal information if requested, for [who or what it served], at [what volume].
  • Interview credit applicants by telephone or in person to obtain personal and financial data needed to complete credit report, for [who or what it served], at [what volume].

Software used in this role

Recorded for this occupation by O*NET. An applicant tracking system matches the exact product name, so write the tool the way the posting writes it.

  • Accounting software
  • Email software
  • Equifax software
  • Experian software
  • Financial accounting software
  • Microsoft Access
  • Microsoft Excel
  • Microsoft Internet Explorer
  • Microsoft Office software
  • Microsoft Outlook
  • Microsoft PowerPoint
  • Microsoft SharePoint
  • Microsoft Word
  • SAP software

18 software entries are recorded in total.

Tools and equipment

The physical equipment this occupation is recorded as using. Worth naming when a posting asks for it by name.

  • Computer data input scanners
  • Computer laser printers
  • Copy machines
  • Credit card processing machines
  • Electric typewriters
  • Laser facsimile machines
  • Multiline telephone systems
  • Personal computers
  • Printing calculators

What this job rates as most important

O*NET rates every skill for importance to this occupation. These are the highest rated, in order.

  1. 01Active Listening
  2. 02Reading Comprehension
  3. 03Speaking
  4. 04Critical Thinking
  5. 05Social Perceptiveness
  6. 06Time Management
  7. 07Writing
  8. 08Coordination
  9. 09Judgment and Decision Making
  10. 10Monitoring

Knowledge areas

The subject knowledge this occupation draws on, rated by importance.

  • Customer and Personal Service
  • English Language
  • Mathematics
  • Law and Government
  • Administrative
  • Economics and Accounting
  • Computers and Electronics
  • Administration and Management

What level this role is pitched at

O*NET places this occupation in “Some Preparation Needed”. These occupations usually require a high school diploma.

Some previous work-related skill, knowledge, or experience is usually needed. For example, a teller would benefit from experience working directly with the public.

Common questions

What does a Credit Authorizers, Checkers, and Clerk do?
Authorize credit charges against customers' accounts. Day to day that includes work like keep records of customers' charges and payments and Compile and analyze credit information gathered by investigation.
What skills should a Credit Authorizers, Checkers, and Clerk put on a resume?
O*NET rates Active Listening, Reading Comprehension, Speaking, Critical Thinking, and Social Perceptiveness among the most important skills for this occupation. Name the ones that are genuinely yours and show where you used them. A resume that lists skills you do not have is weaker than one that lists fewer.
What software should a Credit Authorizers, Checkers, and Clerk list?
Software recorded for this occupation includes Accounting software, Email software, Equifax software, Experian software, and Financial accounting software. Applicant tracking systems match on the exact product name, so write the tool as the posting writes it rather than describing it in general terms.
What other job titles cover Credit Authorizers, Checkers, and Clerk work?
O*NET records 40 titles for this occupation, including Commercial Credit Reviewer, Credit Investigator, Credit Processor, and Credit Representative. Searching only your own job title hides most of the openings you could apply to.
Will this resume pass an ATS for a Credit Authorizers, Checkers, and Clerk role?
No tool outside an employer can tell you how that employer's system is configured, including ours. What you can control is that the resume parses cleanly, names the work in the words the posting uses, and does not claim anything you cannot back up.

Related roles

Occupations O*NET records as closest to this one, and worth looking at if this search is not moving.

What this page cannot tell you

  • No tool outside an employer can tell you how that employer’s ATS is configured, including ours.
  • This page makes no claim about pay, demand or how many people hold this job. O*NET does not publish that here and we will not estimate it.
  • Keyword overlap is one input to a resume’s score, not a verdict on you. A resume that names skills you do not have is worse than one that names fewer.

If this is the job you are aiming at, the guide to tailoring a resume covers how to aim one posting properly, and building and exporting a resume here is free.

Occupation data from the O*NET 29.1 Database by the U.S. Department of Labor, Employment and Training Administration (USDOL/ETA), used under CC BY 4.0. O*NET is a trademark of USDOL/ETA. SpartanResume is not endorsed by USDOL/ETA.